Back before this mess of a recession started, I told my hubby that we really needed to put our money in to proper order and that I would soon be laid off of my job as a construction worker.. Because I said, the market cannot stand too much more of this crap that is going on.. And that there was going to be a housing bubble and it was going to collapse and collapse hard. Well he did not believe me but he did do what I asked him to do.. And that was to pay all of our bills off and see where we can cut the budget to see if we can get through this without too much pain. And I will say it did seem to work.. But as I look around, I see that people did not learn from their past mistakes.. I know of a few people, that as soon as they thought the economy was doing better the first thing they did is go back in to dept. Sign up for new credit cards,buy new cars and refinance their houses "that they almost lost" to buy more crap they don't need. I say if you can't buy it cash don't buy it at all.
Oh, when gas started to go up I noticed that people were going for the more gas practical cars and selling off their gas guzzling SUV's but as soon as the gas went down they went right after the SUV's again. Unless you have a large family to haul around or you are a construction worker and you need the room for tools, there is no reason to have an SUV. most people that own them just want to show status.. But when I look at them I think stupid..Here we are with gas getting ready to hit the 4 dollar mark and Stew Pidass with his big SUV sitting at the pump balling because it is costing him almost 100 dollars a week to fill the damn thing up. So now he has a 550 dollar car payment and a 400 dollar gas payment a month. holy crap thats almost as much as a mortgage payment. COME ON PEOPLE WISE UP.
The Jobs out there that are being created by our dumb ass government are not the high paying white collar or even blue collar jobs but grease collar jobs, the type of job you did when you first started working. You know the ones that only paid minimum wage and no benefits. Thats what is out there.. So watch your money and be smart about it..
